Net Worth Calculator

The one number that tracks your whole financial picture.

Assets

Cash & savings ($) Investments ($) Home value ($) Vehicles ($)

Debts

Mortgage balance ($) Other loans ($) Credit cards ($)

Total assets:

Total debts:

Net worth:

How to use this calculator

Enter your assets (cash, investments, home, vehicles) and debts (mortgage, loans, cards), then press Calculate. Assets, debts and net worth are shown.

What the result means

Net worth is everything you own minus what you owe — the single best metric for long-term financial progress, because it shows the trend, not just the balance.

Frequently asked questions

Does my home count as an asset?

Yes, with its mortgage as a debt. Many people also track 'liquid' net worth excluding the home.

How often should I check it?

Quarterly is plenty. Net worth is a slow-moving, long-term number.