Savings Goal Planner
How much to set aside each month to reach your goal on time.
Monthly saving needed:
Total you'll contribute:
Interest earned along the way:
Balance growth toward your goal
How to use this calculator
Enter your goal, current savings, years and expected annual return, then press Calculate. The monthly contribution needed and interest earned are displayed.
What the result means
The monthly amount is what you need to set aside to hit your goal on schedule. Starting earlier lowers it dramatically because your money does more of the work.
Frequently asked questions
What return should I assume?
For a savings goal within a few years, use a low or zero return. For long-term investing, 5-7%.
Can I change my contribution later?
Yes — recalculate any time. Even small increases compound into large differences by the deadline.